Projects

CB Bank is one of Myanmar’s oldest and largest commercial banks, continues leading to modernize its banking operations by upgrading to the latest versions for Oracle Database Enterprise Edition and Temenos Core Banking. CB Bank has been able to rapidly scale its business to deliver new services to market and greater customer satisfaction.

With upgraded core banking system, allow processing of hundreds of thousands of transactions a day and completing its end-of-day processing cycles under 90 minutes. CB Bank has consistently showcased a steadfast commitment to innovation, technological progress, and customer satisfaction. As we still remember, in The Temenos Regional Forum 2023, held on 23 and 24 August in Hanoi, CB Bank was honored with the Temenos Core Transformation Award, recognizing its decade-long dedication to innovation.

Launched at the end of 2022, after more than 1 year of implementation, on January 14, 2024 CB Bank’s new Core Banking system upgrade project was officially completed.

This is an extremely important step for CB Bank in the digital banking trend with the goal of bringing better products and services to customers. Through the upgraded Core Banking system, CB Bank can provide more products, services and utilities, and manage internal operating processes strictly and effectively, meeting increasing requirements from customers.

With the newly upgraded core banking system, business processes will be automated, screen operations will be shortened, helping tellers to quickly process transactions and shorten waiting times. customer expectations; Risk prevention activities and information security for customers have also been enhanced;

The Core Banking system is considered the central nucleus of all information and banking activities. The system processes data of all transactions in business subsystems and updates all transaction information to the database. In addition, Core Banking is also integrated with other systems and payment channels of the bank such as Core card, ATM, SWIFT, Internet Banking, Mobile Banking…

In recent years, the race for digital transformation has been extremely exciting, especially in the banking sector. Most banks are accelerating transformation to both improve service quality, attract customers, and optimize operational processes and promote growth.

Not out of that trend, CB Bank quickly implemented the core banking upgrading project. In just a short time, CB Bank has successfully upgraded the Core Banking system it is using to the most advanced new version today – Temenos R22 with the latest database version 19c.

In the coming time, CB Bank will continue to expand business activities, strengthen cooperation with strategic partners to exploit optimally and effectively on the newly upgraded system platform; Building an ecosystem with e-commerce partners to add value in “one-touch” service and meet all customer needs.

Now is the time for us to review some milestones in this series of core banking system upgrade activities:

* The first jobs will start from November 28, 2022.

* Go live process starts from 9:45 pm January 12 to 2:50 pm January 14, 2024

* The first daily COB with upgraded Core banking system on January 14, 2024,

* The firsh monthy COB with upgraded Core banking system on Feburary 01, 2024.

* By January 21, 2024, all standby databases be configured.

* By January 28, 2024, all UAT databases be deployed.

A series of images of AT&A Team participating in upgrading the Core banking system.

Vietnam – Russia Joint Venture Bank (VRB) – one of the leading reputable banks in Vietnam, has witnessed development and success in the banking and financial sector. Established in 2006, VRB has continuously innovated and provided a diverse range of high-quality banking services to its customers.

Every year-end, financial settlement is an important step that every bank undertakes to ensure transparency and compliance with legal regulations. For VRB, year-end settlement is not only a mandatory task but also an opportunity to evaluate business results, set strategic goals for the next year, and demonstrate transparency and honesty to shareholders and customers.

With great honor, we – AT&A, take pride in being entrusted with the responsibility of onsite support at VRB for the year-end settlement of 2023-2024, covering the period from December 31, 2023, to January 1, 2024. This trust is also a commitment to the quality of our services, professionalism, and expertise in the Oracle field.

AT&A aims to continue being a reliable partner for VRB in the upcoming challenges and opportunities, accompanying VRB on the path of prosperity and sustainability.

KB Securities Vietnam Joint Stock Company (KBSV) – a member of KB Securities Co., Ltd. and KB Financial Group is a unit with expertise and diverse experience in the field of Securities Services and professional Banking Investment Services for customers including businesses, institutional investors and individual investors.

AT&A is honored to become the official partner providing deployment and operation management and troubleshooting services on KBSV’s Oracle database from October 2023.

8×5 database management and operation services and 24×7 database error recovery and troubleshooting support services ensure SLA, AT&A ensure to bring value to minimize worries of KBSV about the risk of data loss that can occur for many different reasons.

At the same time, in the context of optimizing KBSV’s human resources, AT&A will also accompany KBSV to ensure that all technical requirements are handled and informed promptly by AT&A’s personnel so that KBSV can focus entirely on resources in business development.

We believe that AT&A will become a reliable partner in KBSV’s business development journey! Sincerely thank KBSV for choosing us!

Toyota Finance is a financial company established to provide financial support to customers who intend to buy Toyota vehicles. Assessing the creditworthiness of customers will help Toyota Finance reduce risks and quickly make lending decisions. After building the system in 2019, the time to review a loan application has been reduced from 4 hours to 5 minutes. To build this system, Toyota Finance has taken a lot of information from existing internal systems as well as external systems (For example: credit information of the State bank, CIC, etc.). In order for this system to work effectively and the data is always correct, Toyota Finance has assigned AT&A the responsibility of synchronizing, updating and correcting all data. In April 2023, Toyota Finance continued to trust and extended the contract for another 12 months with AT&A. With this assignment, Toyota Finance focuses its maximum resources on serving its customers better without having to worry about investing and managing a team of technicians. I am very grateful that Toyota Finance entrusted us with this work.

AT&A is very pleased and honored to continue to accompany Petrolimex in this PLXID2 project. We guarantee that this project will bring many benefits to both Petrolimex and Petrolimex’s customers. Here are some highlighted benefits.

1. Benefits for customers participating in the “Cashless Payment Program” Petrolimex ID:

• Accumulated points when buying petrol. Moreover, The points will be converted into gifts of petroleum products being provided by Petrolimex at all affiliated petrol stations nationwide.

• Have a chance to become a lucky loyal customer to win prizes in the program “Smart payment – Companion benefits” with
  • 1 Special prize of a Toyota Corolla Cross Hybrid car
  • 2 First prizes 1 Honda SH mode motorbike each. Honda SH
  • 10 Second prizes, 1 Honda Vision motorbike each
  • 100 Third prizes 1 Honda Wave Alpha motorcycle and
  • 1000 Consolation prizes 1 PLC Racer Plus car oil can (this program was dialed on April 14, 2022).

• Experiencing more diversified and easier ways of payment, safe shopping and spending experience. Customers can choose one of those payment via forms:
  • (1) International credit cards (Visa, MasterCard)
  • (2) Domestic bank cards of Napas system and Petrolimex – HDBank co-branded cards
  • (3) Electronic wallets payment via QR code in VNPay alliance

• For customers using “4-in-1 co-branded card”, besides the convenience of easier and faster petrol shopping, they also receive many incentives: receive a 0.7% bonus when paying for petrol at Petrolimex ( instead of 0.5%).

• Customers can easily track their consumption history with Petrolimex ID.

• Helping business customers save more on fuel costs, manage fuel consumption more easily and transparently. Example with the National Sales program:
  • The system allows business customers to register for vouchers according to the list of vehicles registered on the Petrolimex ID system.
  • Can manage in detail the quantity of goods, the value of daily petroleum expenditure without having to compare manually.
  • The company easily controls, anytime, anywhere through reports, detailed information of purchases
• With Petrolimex ID app, customers are also provided with many other useful utilities such as:
  • Easy to find the nearest gas station
  • Get the most up-to-date information on petrol/oil prices;
  • Contacting the Customer Care Center to easily report complain
• Joining other promotions of PLX.
• Avoiding the risk of infection in the context of complicated developments of the COVID-19 epidemic (when using cash)

2. Benefits for Petrolimex.

• Accelerating the digital transformation process, shaping the image of a leading digital business (successfully implemented a cashless payment project on nearly 2,700 petrol stations; 350,000 Petrolimex ID created). In line with the orientation of building Petrolimex to become a leading digital enterprise on the intelligent, safe and dynamic Petrolimex Digital platform.
• Initially, the group has created a digital data warehouse about customers and customers’ consumption behavior to serve future business development and exploitation plans.
• A channel for Petrolimex to take better care of customers.
• Retain and develop new customers (attracting individual customers, corporate customers and petrol dealers).
• Enrich the Group’s service ecosystem.

Creating a premise for the Group to deploy/integrate new programs in the future: automatic payments, expand the scope of cooperation with banks, airlines, etc.

Starting 2023 with a strong belief in foreign markets, AT&A leaders are very proud of the business development from the sales unit that brought in 2 projects from a new customer, SMED Bank in Myanmar.

In addition to AT&A’s traditional ORACLE DBCare service package, there is also a consulting service on OEM cloud deployment, customer’s core-banking and CRM database systems implementation for backup.

Setting the next steady step for overseas markets, AT&A still connects with customers through the sharing difficulty culture. Together with Laos-Viet Bank to exploit foreign markets in Laos, AT&A sometimes is in supporting Lào Việt bank DBCare services even though the costs have not been received enough.

Up to now, the contract to monitor and optimize the ORACLE database system has been renewed yearly in usual.

Among foreign customers, coming to CB bank is a pioneering step for AT&A in Myanmar.

Always keep “giving before receiving” spirit, the trust of customers’ banks has come to AT&A from the core-banking system upgrade project since 2016. AT&A has joined hands with customers in the difficult early days. To help customers get accurate information, it has saved a lot of license’s costs and reduced the risk of business interruption when upgrading the system. ORACLE Dbcare 24×7 services are implemented specifically according to the support method – remote control and online processing. However, service quality always meets the customer requirements even in difficult economic – political conditions.

The project has been re-signed for many years. The 2022-2023 contract is also being implemented with the consensus of both sides. AT&A leaders always appreciate the trust from customers and are grateful for the professional working spirit of the AT&A’s DBA staffs in this project.

Participating in the development of PLX ID software, an application for managing customer databases of petroleum distribution units, AT&A has made steady progress in software development direction. Based on the inherent database system administration capacity, AT&A’s development team is responsible for ensuring that the API connection between the Front-end, application layer and the application’s platform work smoothly and the system is stable, even over execute online transactions.

Along with AT&A are two information technology partners, including FPT member, working with Petrolimex to launch a real-time application product with the function of calculating and rewarding scorings to buyer. The project started development from mid-2021 and go-live on October 15, 2021.

On the official website of Petrolimex, at the go-live time, PLX ID was specifically informed that it is Petrolimex’s loyalty account management application, accepting for payment in various methods and accumulation of matching bonus points.

AT&A is continuing to participate in the development phase of the project from the beginning of 2023.

After nearly 10 years, the contract to provide ORACLE DBCare services for database systems in Viet Nga joint-venture bank (VRB) is still an important event on our year-end occasion.

In 2022, AT&A’s project unit had been still participated the Online bidding method in competitive. AT&A continue to be a companion with VRB because of ourselves reliable capability. That project is running into 2023.